IN THE SPOTLIGHT St. James Long Term Care Pharmacy

We are pleased to announce our newest advertiser  
in the Phoenix SPOTLIGHT Senior Services & 

Living Options Guide. 

Welcome St. James Long Term Care Pharmacy!

St James Long Term Care Pharmacy, LLC
was founded in 2014 by a group of families bound by a friendship that formed
while providing patient care. The ownership of St James is comprised of physicians,
a nurse, a pharmacist, a dietitian, and healthcare business professionals; together,
harnessing decades of patient care experience.  After realizing the significant deficit in pharmacy services for long term care, the group founded St James Long Term Care Pharmacy, LLC with the mission of being different.

Using a unique combination of advanced technology, the group founded a company unlike any other in the region. By providing a tiered level of service, customers can select from a basic standard level of service that will exceed expectations, up to the highest level of service that no other company can offer. Understanding that healthcare costs are constantly rising, St James has resolved to make pharmacy services cost effective.

The name of St James was chosen because St James is a patron saint of the sick, of those with rheumatism, and of pharmacists. The symbol of St James Long Term Care Pharmacy, LLC is the centuries old symbol of pharmacy that signifies health and wisdom. St James Long Term Care Pharmacy, LLC can provide service to a variety of facilities including assisted living, group homes, behavioral health, hospice care, and skilled nursing homes. Fortified by employees who have routinely demonstrated that they are committed to providing the best service, St James Long Term Care Pharmacy, LLC is the company for the future.

Visit our website @ www.StJamesLTCP.org
Call now #480-494-8560

IN THE SPOTLIGHT MD24 House Call

We are pleased to announce our newest advertiser  
in the Phoenix SPOTLIGHT Senior Services & 

Living Options Guide. 
Welcome MD 24 House Call!

About MD24 House Call 

MD24 House Call is a network of Physicians, Specialists, Nurse Practioners and Physician Assistants that provide medical services to residents in senior retirement communities. We bring the doctor to the patient in assisted, independent, group home and memory care communities. Working in partnership with national laboratories, medical services and local pharmacies MD24 brings comprehensive on-site coordinated care to residents; alleviating the stress and hassle of transportation and wait time issues often involved with doctor visits. Our continued success in reducing unwanted trips to the hospital and preventing unnecessary re-admissions is ensured by our commitment to the continuity of quality care through regular visits. Equipped with one of the most sophisticated health care delivery platforms customized to meet the specific needs of our elderly population, our physicians can be virtually anywhere and provide the quality of care necessary to ensure improved health. We do, at this time, provide medical services to residents in individual private homes.

Currently servicing more than 240 community locations across Maricopa County, MD24 House Call is only one phone call away (623-374-7774) from providing patients stress free medical care in their own community homes.

Mission Statement 

To bring the best medical care and value to patients through innovation and a highly qualified network of providers in the most cost-effective way.

Vision Statement 

To establish an effective global network of quality physicians and Health Information Technology engineers.

Visit us online @ www.md24housecall.com 

Paying for Home Care: 4 Common Myths Busted

Figuring out how to pay for eldercare can be a challenge. The majority of seniors prefer to live at home as long as possible, but they may not have considered how to cover the cost of home care.

Here are four common myths about financing home eldercare, along with four funding sources that can help your loved one age in place.

Myth #1: Medicare covers home care for seniors.

Truth: Medicare pays only for medical care. If a senior needs wound care or physical therapy at home, Medicare may pay for all or a portion of those services. However, Medicare does not pay for any type of non-medical caregiving, such as companionship care, assistance with bathing or medication reminders. Learn more about navigating the Medicare Maze.

Myth #2: Medicaid covers home care.

Truth: Strictly speaking, Medicaid does not cover non-medical in-home caregiving. However, eligible seniors may be able to obtain services from local Home and Community Based Services (HCBS) programs. Generally, seniors must meet need-based requirements to qualify for these programs.

Myth #3: Private health insurance covers home care.

Truth: Most private health insurance specifically excludes non-medical home care from coverage. However, long-term care insurance may include benefits for in-home care. More on that below.

Myth #4: The VA pays for home care.

Truth: The Veterans Administration does not directly pay for in-home care of veterans or their spouses. However, the VA does offer cash benefits to qualifying veterans and/or their spouses. These cash benefits can be used to pay for home care.

4 Proven Ways to Fund Home Care Services

1. Long-term care insurance

These increasingly popular plans usually include benefits for home-based care, as well as for nursing homes and assisted living facilities. You should get a long-term care insurance policy before you need benefits. If you’re interested in this funding source, your best bet is to get the help of a financial advisor in choosing the best policy for your needs.

2. Reverse mortgage

For seniors who have paid off their house, a reverse mortgage allows them to access the equity without selling the property. You should carefully evaluate reverse mortgage plans before choosing one. Some plans take a large percentage of the equity as a fee for their services. If you’re unsure how to choose a reverse mortgage or determine if it’s the right option for you, consult a financial advisor. The Federal Trade Commission offers a wealth of information about reverse mortgages at ftc.gov.

3. Life settlements

This option allows a senior to possibly convert a life insurance policy into cash. Many factors can influence a person’s ability to do this, including the type of life insurance policy, the person’s health status and other factors. Again, you may want to seek financial counsel before choosing this option. You can read more about life settlements at lifecarefunding.com.

4. Veteran’s Administration “Pension with Aid and Attendance”

This is the program many veterans and their surviving spouses tap when they need funds for home care or other medical expenses. Veterans who served at least 90 consecutive days during a wartime period and who meet income and asset guidelines can obtain up to $25,000 per year. For more information, consult your local Veterans Administration office or visit caregiver.va.gov.

To learn more about the many ways to pay for home caregiving, download a free copy of the Home Care Funding Solutions guide or watch the “Financing Options for Care” video.

Visit our website for additional information @ http://www.caregiverstress.com/